Exhibit 99 Velocity Financial, Inc. Reports Second Quarter 2025 Results Second Quarter Highlights Financial Results Portfolio Liquidity and Capitalization Westlake Village, CA – August 7, 2025 – Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $26.0 million and core net income of$27.5 million for 2Q25, compared to $14.8 million and$15.9 million, respectively, for 2Q24. Earnings and core earnings per diluted share were $0.69 and$0.7 ...