Exhibit 99 October 23, 2025 570-724-0225 C&N DECLARES DIVIDEND AND ANNOUNCES THIRD QUARTER 2025 UNAUDITED FINANCIAL RESULTS FOR IMMEDIATE RELEASE: Wellsboro, PA – Citizens & Northern Corporation ("C&N") (NASDAQ: CZNC) announced its most recent dividend declaration and its unaudited, consolidated financial results for the three-month and nine-month periods ended September 30, 2025. C&N's principal activity is community banking, and its largest subsidiary is Citizens & Northern Bank (" C&N Bank"). Highlights: ...