Exhibit 99.1 3756 Central Avenue NEWS RELEASE Riverside, CA 92506 (951) 686-6060 Loans Held for Investment of $1.04 Billion at September 30, 2025, Down Slightly from$1.05 Billion at June 30, 2025 Total Deposits of $874.8 Million at September 30, 2025, Down 2% from June 30, 2025 Non-Performing Assets to Total Assets Ratio of 0.15% at September 30, 2025, Up from 0.11% at June 30, 2025 Riverside, Calif. – October 28, 2025 – Provident Financial Holdings, Inc. ("Company"), NASDAQ GS: PROV, the holding company f ...