• For the nine months ended September 30, 2025, net income totaled $26,089,000 which compares to net income of$19,835,000 for the first nine months of 2024, an increase of $6,254,000. Basic earnings per share of$5.44 for the first nine months of 2025 compared to $4.14 for the first nine months last year. Annualized return on equity for the nine months ended September 30, 2025 and 2024 was 11.15% and 9.23%, while annualized return on assets was 1.16% and 0.89%, respectively. The increase in performance whe ...