Exhibit 99.1 Bank of the James Announces Fourth Quarter, Full Year 2025 Financial Results Bank of the James Reports 2025 Net Income of $9.02 Million; Record Annual Earnings; Improved Metrics LYNCHBURG, VA, February 4, 2026 -- Bank of the James Financial Group, Inc. (the "Company") (NASDAQ:BOTJ), the parent company of Bank of the James (the "Bank"), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. ("PWW"), an SEC-registered investment advisor, today announced unaudited results of ...