1 • Net interest margin increased to 3.41% for the first quarter of 2026, a 5-basis point increase from the fourth quarter of 2025 and a 22-basis point increase from the first quarter of 2025. • Other borrowed funds were zero as of March 31, 2026 and December 31, 2025 as compared to $960.0 million as of March 31, 2025. • Net charge-offs decreased $19.7 million to $2.4 million, or an annualized 0.06% of average loans outstanding, as of March 31, 2026, from $22.1 million, or an annualized 0.56% of average loa ...