Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2026 ACRES Commercial Realty Corp. (Exact name of Registrant as Specified in Its Charter) UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT (State or Other Jurisdiction of Incorporation) Maryland 1-32733 20-2287134 (Commission File Number) (IRS Employer Identification No.) Uniondale, New York 11556 (Address of Principal Executive Offi ...