syahrir maulana/iStock via Getty Images Intro & Thesis I initiated coverage of SoFi Technologies, Inc. (NASDAQ:SOFI) in January 2024 with a "Buy" rating, highlighting the company's long-term growth potential through the synergistic effect of combining traditional finance and banking activities with fintech innovation. Since my initial bullish thesis, the stock is up more than 17%, half the gain of the S&P 500 (SP500) (SPX) over the same period (amid a higher volatility due to a significant beta). Also, sinc ...