The reported revenue compares to the Zacks Consensus Estimate of $94.93 million, representing a surprise of -1.78%. The company delivered an EPS surprise of -7.14%, with the consensus EPS estimate being $0.42. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Efficiency Ratio: 62.9% versus 62% estimated by three analysts on average. Net Interest Margin: 2.7% vers ...