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RED BANK, N.J., Oct. 27, 2025 (GLOBE NEWSWIRE) -- OceanFirst Financial Corp. (Nasdaq: “OCFC”) (the “Company”), the holding company for OceanFirst Bank N.A. (the “Bank”), today announced the pricing of a public offering of $185.0 million aggregate principal amount of 6.375% Fixed-to-Floating Rate Subordinated Notes due 2035 (the “Notes”). Interest on the Notes will accrue at a rate equal to (i) 6.375% per annum from the original issue date to, but excluding, November 15, 2030, payable semiannually in arrears ...

OceanFirst Financial (NasdaqGS:OCFC) Q3 2025 Earnings Call October 23, 2025 08:00 AM ET Company ParticipantsAlfred Goon - SVP Corporate Development and Investor RelationsChristopher Maher - Chairman and CEOJoseph Lebel III - PresidentTyler Cacciatori - Research AssociateChristopher Marinac - Director of ResearchPatrick Barrett - CFOTim Switzer - VP Equity ResearchDavid Bishop - Director of Research DepartmentConference Call ParticipantsDaniel Tamayo - VP and Bank Industry AnalystModeratorThank you for atten ...

OceanFirst Financial (NasdaqGS:OCFC) Q3 2025 Earnings Call October 23, 2025 08:00 AM ET Company ParticipantsAlfred Goon - SVP Corporate Development and Investor RelationsChristopher Maher - Chairman and CEOJoseph Lebel III - PresidentTyler Cacciatori - Research AssociateChristopher Marinac - Director of ResearchPatrick Barrett - CFOTim Switzer - VP Equity ResearchDavid Bishop - Director of Research DepartmentConference Call ParticipantsDaniel Tamayo - VP and Bank Industry AnalystModeratorThank you for atten ...

OceanFirst Financial (NasdaqGS:OCFC) Q3 2025 Earnings Call October 23, 2025 08:00 AM ET Speaker0Thank you for attending the OceanFirst Financial Corp. Third Quarter twenty twenty five Earnings Call. My name is Breeka, and I will be your moderator for today. All lines will be muted during the presentation portion of the call with an opportunity for questions and answers at the end. I would now like to pass the conference over to your host, Alfred Guhn, Investor Relations.Thank you. You may proceed, Alfred. T ...

OceanFirst Financial (NasdaqGS:OCFC) Q3 2025 Earnings Call October 23, 2025 08:00 AM ET Speaker8Thank you for attending the OceanFirst Financial Corp. third quarter 2025 earnings call. My name is Breka, and I will be your moderator for today. All lines will be muted during the presentation portion of the call, with an opportunity for questions and answers at the end. I would now like to pass the conference over to your host, Alfred Goon, Investor Relations. Thank you. You may proceed, Alfred. Thank you all ...

业绩总结 - 截至2025年9月30日，OceanFirst Financial的总资产为143亿美元[8] - 第三季度净利息收入为9100万美元，核心稀释每股收益为0.36美元[38] - 2025年第三季度的核心每股收益为0.54美元[38] - 2025年第三季度普通股东可得净收入（GAAP）为173.30百万美元，较2025年第二季度的162.00百万美元增长8.02%[118] - 核心收益（非GAAP）在2025年第三季度为203.48百万美元，较2025年第二季度的176.69百万美元增长15.16%[118] - 2025年第三季度的总资产为14,324.66百万美元，较2025年第二季度的13,327.85百万美元增长7.47%[120] - 2025年第三季度的可持续股东权益为1,653.43百万美元，较2025年第二季度的1,643.68百万美元增长0.48%[120] 用户数据 - 存款总额为104亿美元，其中商业存款占比56%，消费者存款占比44%[26] - Premier Banking团队（于4月招聘）贡献存款2.42亿美元，较上季度增加1.27亿美元，平均成本为2.64%[40] - 存款（不包括经纪存款的减少118百万美元）较上季度增加3.21亿美元，显示出资金的持续强劲[40] 贷款与资产质量 - 净贷款为105亿美元，商业贷款组合自2016年以来增长了54亿美元，至2025年第三季度的总额为72亿美元[19] - 不良贷款占总贷款的比例为0.30%，显示出资产质量的强劲趋势[47] - 截至Q3-25，批评贷款占总贷款的比例为1.17%，较2019年第四季度的2.06%显著下降[48] - 2025年第三季度的贷款管道为8.64亿美元，其中商业贷款管道为7.11亿美元[45] 财务比率 - CET1比率为10.6%，核心ROTCE为7.19%[38] - 2025年第三季度的效率比率为70.3%[8] - 2025年第三季度的核心ROAA为0.60%[87] - 2025年第三季度的平均资产回报率为0.60%，较2025年第二季度的0.53%增长0.07个百分点[118] 未来展望 - 预计2026年贷款增长为7-9%，主要由C&I驱动[92] - 2026年其他收入预计在2500万到3500万美元之间[92] - 2025年第四季度的净利息收入预计将出现适度下降，NIM预计在3.00%以上[92] - 2025年第四季度的运营费用预计在7000万到7100万美元之间[90] - CET1比率预计将保持在10.5%以上，足以支持近期增长[90] 成本与效率 - 预计通过外包住宅贷款发放和产权业务平台，年节省费用约1400万美元，Q3-25的一次性成本为400万美元，Q4-25约800万美元[40] - 2025年第三季度的效率比率为70.30%，较2025年第二季度的72.28%改善了1.98个百分点[118]

For the quarter ended September 2025, OceanFirst Financial (OCFC) reported revenue of $102.96 million, up 6.3% over the same period last year. EPS came in at $0.36, compared to $0.39 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $102.35 million, representing a surprise of +0.6%. The company delivered an EPS surprise of +5.88%, with the consensus EPS estimate being $0.34.While investors scrutinize revenue and earnings changes year-over-year and how they compare with ...

OceanFirst Financial (OCFC) came out with quarterly earnings of $0.36 per share, beating the Zacks Consensus Estimate of $0.34 per share. This compares to earnings of $0.39 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +5.88%. A quarter ago, it was expected that this holding company for OceanFirst Bank would post earnings of $0.33 per share when it actually produced earnings of $0.31, delivering a surprise of -6.06%.Over the ...

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: pbarrett@oceanfirst.com FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, October 22, 2025 - OceanFirst Financial Corp. (NASDAQ:OCFC) (the "Company"), the holding company for OceanFirst Bank N.A. (the "Bank"), announced net income available to common stockholders of $17.3 million, or $0.30 per d ...