While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. Property Casualty Insurance Segment - Expense Ratio: 30.4% compared to the 29.9% average estimate based on six analysts. Property Casualty Insurance Segment - Loss and loss expenses: 68.1% versus the six-analyst average estimate of 70.4%. Property Casualty Insurance Segmen ...