ALFSnaiper Investment Thesis Is Sofi Overvalued at 87x P/E ratio? Sofi's stock might seem expensive at first glance, with a forward P/E ratio of 87x, but this is based on an EPS of $0.09 per share expected this year, marking their recent transition to profitability. The P/E figure will come down as Sofi optimizes marketing, ad, and sales expenses. Historically, Sofi noted that they'd be spending 70% of revenue to fuel growth. Today, they seem to have reached the economies of scale needed to achieve both pro ...