文章核心观点 华尔街分析师对Aflac即将发布的季度财报进行预测，预计其每股收益和营收同比下降，但近30天每股收益共识预期上调，同时给出多项关键指标的平均估计，过去一个月Aflac股价表现略好于大盘，基于Zacks Rank 3预计未来表现与市场整体一致 [1][4] 季度财报整体预测 - 预计季度每股收益1.69美元，同比下降8.2% [1] - 预计营收46亿美元，同比下降7% [1] - 近30天季度每股收益共识预期上调0.9% [1] 部分营收指标预测 - “Revenues - Other income (loss)”预计达3619万美元，同比变化-23% [2] - “Revenues - Net investment income”预计达9.5263亿美元，同比变化-5.1% [2] - “Revenues - Total net earned premiums”预计达33.9亿美元，同比变化-2.4% [2] 总调整营收指标预测 - “Total adjusted revenues - Corporate and other”预计达2.371亿美元，同比变化+106.2% [3] - “Total adjusted revenues - Aflac Japan”预计达25.1亿美元，同比变化-5.8% [3] - “Total adjusted revenues - Aflac Japan - Total net earned premiums”预计达17.9亿美元，同比变化-9.1% [3] - “Total adjusted revenues - Aflac Japan - Net investment income”预计达7.0998亿美元，同比变化+0.7% [3] - “Total adjusted revenues - Aflac U.S. - Other income”预计达1700万美元，同比变化-48.5% [3] 其他关键指标预测 - “Tot. Ben. /Premium - Aflac Japan”预计为67.0%，去年同期为54.8% [4] - “Tot. Adj. Expenses/Total Adj. Rev. - Aflac U.S.”预计为38.9%，去年同期为40.6% [4] - “Tot. Ben. /Premium - Aflac U.S.”预计达45.5%，去年同期为35.9% [4] - “Tot. Adj. Expenses/Total Adj. Rev. - Aflac Japan”预计达20.5%，去年同期为19% [4] 股价表现与评级 - 过去一个月Aflac股价回报+1.8%，Zacks S&P 500综合指数变化+1.4% [4] - Aflac Zacks Rank 3（持有），预计未来表现与市场整体一致 [4]