SoFi Technologies (NASDAQ: SOFI) is crashing as 2025 begins, despite analysts expressing a mix of optimism and caution about its prospects.Shares of SoFi Technologies fell 6% on January 2 after a downgrade by KBW, which raised concerns over the company’s high valuation and ambitious financial targets, as TipRanks reported.The analysts set a price target of $8, almost 50% below SoFi’s last closing price of $14.13, further cooling the momentum of a rally that saw the stock nearly double since October. SOFI fi ...