I’m assigning a Buy rating to Guidewire (NYSE: GWRE ) because it is the main consulting arm of the insurance industry. This industry is very reliable and doesn’t suffer with major crisis. Its products are very stickyI'm a long only investor using a combination of dual momentum with stock picking to achieve targeted returns of 12% per year. When I'm picking a stock I'm always trying to check if it beats the QQQ in the long run. By doing dual momentum with half of my portfolio my returns are anchored to the Q ...