I’m revising downward the earnings estimate for Civista Bancshares, Inc. (NASDAQ: CIVB ) because I’m reducing my loan growth estimate, raising my provision expense estimate, and increasing my non-interest expense estimate due to the tariff situation. On the other hand, I’m also revisingAnalyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expr ...