SoFi Technologies (NASDAQ: SOFI ) is building something big. Its transition from a student loan-focused fintech to a comprehensive financial platform has been consistent, ambitious, and, above all, effective. What I value most about its model is its ability to combine scale, technology, and efficiencyI am an individual investor with over five years of experience in personal investing, holding a PhD in Economics from UCEMA. My investment approach focuses on value companies with solid long-term potential. I s ...