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Upstart Personal Loan Originations Grow 83% Year Over Year
UpstartUpstart(US:UPST) PYMNTS.com·2025-05-07 08:28

Highlights Upstart saw growth in loan originations, with platform originations up 89% year over year to $2.1 billion, driven by personal loans, which grew 83%. The company is moving into the super-prime borrower space, which now accounts for 32% of originations. Despite growth and management commentary about improved borrower health and strong credit performance, the shares declined over 18% in after-hours trading as contribution margins decreased slightly. Lending platform Upstart Holdings' first quarter r ...