After almost 15 months of announcing an agreement to acquire Discover Financial Services, Capital One (COF) has finalized the takeover. The $35-billion transaction reshapes the landscape of the credit card industry, creating a behemoth (in terms of loan volume).With the deal completion, Capital One is well-placed to capture a bigger share of spending on cards and compete with well-known card issuers – Visa (V) and Mastercard (MA) . Further, the company now has control of Discover’s payments network—one of o ...