Key Takeaways COF's Discover acquisition and credit card growth fuel top-line expansion into 2027. Total revenues and NIM are projected to rise, supported by strong loan demand and high interest rates. Elevated expenses and deteriorating credit quality may weigh on profitability and efficiency metrics.Capital One Financial Corporation (COF) is well-positioned for top-line growth, supported by decent consumer loan demand amid relatively high rates. Also, solid credit card and online banking operations will ...