apital One Financial Corporation (NYSE:COF) Morgan Stanley US Financials, Payments & CRE Conference Call June 10, 2025 2:30 PM ET Company Participants Jeff Norris - Senior Vice President of Finance Richard D. Fairbank - Founder, Chairman, CEO & President Conference Call Participants Jeffrey David Adelson - Morgan Stanley, Research Division Jeffrey David Adelson All right, everybody. We're going to get started. Before I get started, I'm just going to read some disclosures. For important disclosures, see the ...