Key Takeaways KINS boosted PIF by refocusing on personal lines, now 96% of total PIF versus 88% a year ago. The exit of major insurers from NY let KINS write 6,000 new policies, adding $23M in premiums in late 2024. KINS expects 15-25% premium growth in 2025 with new policies renewed under tighter underwriting standards.Kingstone Companies, Inc. (KINS) has demonstrated robust growth in policies-in-force (‘PIF’), a key indicator of active insurance coverage. This progress reflects a strategic pivot toward ...