Key Takeaways PYPL lags peers with a 13.7% YTD drop, while Visa and Mastercard show positive gains. BNPL volume rose more than 20% in Q1, with users spending 33% more and transacting 17% more. PYPL plans NFC rollout in Germany and the U.K. as part of its international omnichannel push.PayPal (PYPL) shares have dropped 13.7% year to date, largely due to intensifying competition in the fintech sector. Rivals like Visa Inc. (V) , Mastercard Incorporated (MA) , Apple Pay and Adyen continue to expand their off ...