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PayPal新支付功能来袭,超百种加密货币“入局”
环球网· 2025-07-29 13:52
【环球网财经综合报道】据悉,PayPal不久后将推出新支付功能,允许商家结账时接受超百种加密货币。美股周一盘中其股价微涨0.3%。 Keller表示,消费者对加密支付需求增长惊人,PayPal推出此功能能带来信任。PayPal目标是将数字资产和区块链技术更深度融入开放平台。总裁 Alex Chriss称,借助开放平台,商家可接受加密货币支付,实现跨地域交易。 这是PayPal进军数字资产领域的又一动作。2020年其美国用户可交易部分加密货币,2023年推出稳定币PYUSD,市值自年初已增长约70%,目前 约8.5亿美元。随着加密货币市场复苏和政策友好,PayPal正加速在该领域布局。(陈十一) 该功能预计未来几周上线,商家可接受比特币、以太坊等热门加密货币,支持Coinbase等多个钱包支付。消费者用加密货币支付时,资金会自动 转为法币或PayPal稳定币PYUSD存入商家账户。 PayPal大型企业与商户平台总经理Frank Keller称,全球有6.5亿用户参与3万亿美元的加密货币市场,新功能能让中小企业触达这一庞大消费群 体。对于接受国际支付的小型企业,传统费用常超10%,结算或需数天,而PayPal" ...
微软在Edge加入Copilot模式;全球唯二基孔肯雅热疫苗制造商将以30亿美元价格被收购丨全球科技早参
每日经济新闻· 2025-07-29 08:05
微软Edge浏览器Copilot模式 - 微软在Edge浏览器中加入Copilot模式 通过AI预测用户行为并提供主动服务 重塑浏览器使用方式 [1] - Copilot模式支持动态面板形式调用AI功能 可在不离开当前页面的情况下完成单位转换 翻译等操作 [1] - 该功能使浏览器从被动工具转向主动服务 AI预测式交互可能成为浏览器行业新竞争点 [1] PayPal加密货币支付功能 - PayPal即将推出新支付功能 允许商家接受超过100种加密货币支付 包括比特币 以太坊等主流币种 [2] - 功能支持来自Coinbase OKX等主流钱包的支付 消费者付款时加密货币将自动转换为法币或PYUSD稳定币 [2] - 该功能为加密货币落地消费场景提供便利 但自动兑换法币的设计显示对加密货币波动性的谨慎态度 [2] 巴伐利亚北欧公司收购案 - 巴伐利亚北欧公司同意被欧洲财团以约190亿丹麦克朗(30亿美元)收购并私有化 [3] - 公司是唯二获批基孔肯雅热疫苗的制造商之一 其研发的Vimkunya疫苗在最新疫情中占据先机 [3] - 30亿美元收购价凸显基孔肯雅热疫苗的稀缺价值 疫情防控相关资产正成为资本争夺焦点 [3] 黄金极端高温特性研究 - 研究团队通过超快激光技术将黄金加热至熔点14倍以上 发现其仍保持晶体结构 颠覆"熵突变"理论 [4] - 该研究首次实现极端高温下原子温度的直接测量 为超热现象研究提供新方向 [4] - 成果发表在《自然》杂志 可能对航天等领域的高温材料应用产生重要影响 [4] Anthropic对Claude Pro/Max限流 - Anthropic宣布自8月28日起对Claude Pro和Max设置每周用量上限 原因是少数用户过度使用导致成本过高 [5] - 极少数用户24小时不间断使用 200美元套餐用户可能产生数万美元成本 另有账号共享转卖问题 [5] - 官方估计不到5%用户会受影响 限流措施反映大模型服务在商业化与资源分配间的平衡难题 [5]
PayPal Q2 Earnings Preview: Should You Buy the Stock Now or Wait?
ZACKS· 2025-07-29 00:51
Key Takeaways PayPal projects Q2 EPS growth of 8-10% on low to mid-single-digit revenue growth.TPV is estimated at $434.45B, up 4.2% YoY, with branded checkout strength across major platforms.Active accounts may reach 438M, while transaction margin dollars could grow 4.5% at the midpoint.PayPal (PYPL) is set to report its second-quarter 2025 results on July 29.PYPL expects low to mid-single-digit revenue growth on a currency-neutral basis for the to-be-reported quarter. Non-GAAP earnings are expected betwee ...
PayPal and Visa Earnings: A Closer Look
ZACKS· 2025-07-29 00:16
Key Takeaways Visa and PayPal headline the reporting docket for the Finance sector this week. Expecations have largely remained stable over recent months. Total Payment Volume (TPV) will be a key metric in both reports. Earnings season continues to roll along, with results so far being positive. Like recent periods, the big banks helped kick off the period on a strong enough note, with many other companies following suit over the past week.And concerning next week’s docket, a few big-time financial players ...
PayPal Will Let Cross-Border Merchants Pay With Crypto
PYMNTS.com· 2025-07-29 00:12
PayPal has introduced a cryptocurrency payments feature it says is aimed at easing cross-border commerce.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.Pay with Crypto, announced Monday (July 28), is designed to c ...
PayPal launches crypto payment service for US merchants
Proactiveinvestors NA· 2025-07-28 22:48
About this content About Angela Harmantas Angela Harmantas is an Editor at Proactive. She has over 15 years of experience covering the equity markets in North America, with a particular focus on junior resource stocks. Angela has reported from numerous countries around the world, including Canada, the US, Australia, Brazil, Ghana, and South Africa for leading trade publications. Previously, she worked in investor relations and led the foreign direct investment program in Canada for the Swedish government ...
PayPal Drives Crypto Payments into the Mainstream, Reducing Costs and Expanding Global Commerce
Prnewswire· 2025-07-28 21:00
Pay with Crypto powers near-instant settlement, seamless international transactions andprovides transaction fee savings of up to 90% SAN JOSE, Calif., July 28, 2025 /PRNewswire/ -- Businesses around the world lose billions annually in cross border fees while navigating a complex banking system to make and accept payments. Today, PayPal is simplifying cross-border commerce for merchants by connecting an unmatched combination of cryptocurrencies, digital wallets, and merchants worldwide, while simultaneously ...
PayPal: You Might Wish You Bought More Now
Seeking Alpha· 2025-07-27 22:30
JR Research is an opportunistic investor. He was recognized by TipRanks as a Top Analyst. He was also recognized by Seeking Alpha as a "Top Analyst To Follow" for Technology, Software, and Internet, as well as for Growth and GARP. He identifies attractive risk/reward opportunities supported by robust price action to potentially generate alpha well above the S&P 500. He has also demonstrated outperformance with his picks. He focuses on identifying growth investing opportunities that present the most attracti ...
美财政部接受Venmo和PayPal捐款,助力偿还巨额国债
快讯· 2025-07-27 17:33
金十数据7月27日讯,据美媒报道,美国民众如果有意,如今可以通过Venmo和PayPal向财政部捐款, 用以偿还国家债务。在过去29年中,美国人共捐赠了6730万美元,但对当前高达36.7万亿美元的国债几 乎没有实质影响。一名NPR记者周三在X上发布的一张截图,展示了在财政部官网上可通过Venmo和 PayPal向国债项目捐款的页面。据Axios报道,Venmo的单笔捐款上限为999,999.99美元,即便以这一金 额捐款,也需每18秒捐一次才能跟上国债增长的速度。目前尚不清楚Venmo与PayPal捐款选项何时被添 加至网站。 美财政部接受Venmo和PayPal捐款,助力偿还巨额国债 ...
Retail Edge Drove Walmart, Amazon and PayPal BNPL Deals, Says Synchrony CFO
PYMNTS.com· 2025-07-25 16:00
核心观点 - Synchrony Financial在第二季度财报电话会议中强调了其在新支付产品和功能上的“全方位”战略,包括与沃尔玛、亚马逊和PayPal的新合作及BNPL(先买后付)服务的扩展,旨在推动收入增长并吸引新客户[1][3][4] - 公司认为美国消费者在 discretionary spending(可选消费)上更加谨慎但并未退缩,且观察到服装、化妆品和餐饮等类别的消费出现回升迹象[10] - 通过CareCredit业务在医疗健康领域的快速增长及向40多个专科领域的扩张,公司利用高额医疗费用场景强化用户粘性[12] 合作与产品创新 - 与沃尔玛重新合作推出新的信用卡项目,包括通用卡和私有品牌卡,嵌入FinTech OnePay应用,与现有Affirm和Klarna的BNPL服务共存[3][6] - 在亚马逊推出“Synchrony Pay Later”,允许用户将50美元及以上消费分期支付,延续长期合作关系[4] - 与PayPal合作发行实体信用卡,支持日常消费BNPL及特定交易的6个月免息分期,增强线下场景覆盖[4][11] 消费者行为与市场策略 - 数据显示BNPL占线下交易比例仅7.4%,但用户平均消费额高于信用卡/借记卡用户,公司认为其零售专长可提升线下BNPL采用率[7] - 沃尔玛新卡针对年收入10万美元以上家庭,提供更丰富奖励和无缝结账体验,同步整合至WalmartPlus会员体系以提升用户留存[8][9] - 公司通过6200万活跃账户实时追踪消费,发现消费者在大额商品上更挑剔但会转向平价替代品,而非完全停止消费[10] 财务与行业趋势 - 坏账率上升部分源于2021-2023年疫情期间宽松信贷标准导致的“分数虚高”借款人,但当前趋势已趋稳[10] - CareCredit业务覆盖26.6万家医疗/牙科/兽医机构,提供6-24个月分期,平均交易额较高(如3000美元兽医账单),正拓展至生育和行为健康等40个专科领域[12] - 投资者关注三大主题:消费者信贷质量、增长与信贷的关联性,以及亚马逊/WalMart/PayPal合作带来的协同效应[13]