Zacks Investment Research has recently initiated coverage of Waterstone Financial, Inc. (WSBF) with a Neutral recommendation, reflecting a balanced outlook for the Wisconsin-based bank and mortgage lender. While the company demonstrates capital strength, earnings stability and a steady dividend policy, several risk factors and operating inefficiencies limit near-term upside potential.Waterstone’s financial foundation remains robust. As of March 2025, the company reported a Common Equity Tier 1 (CET1) capita ...