I rarely write about Visa ( V ) ( VISA:CA ) on Seeking Alpha even though it is my second-largest holding and I have owned it starting with theI retired early after 22 years in the energy industry with roles in engineering, planning, and financial analysis. I have managed my own portfolio since 1998 and have met my goal to match the S+P 500 return over the long term with lower volatility and higher income. I mostly write on positions I already hold or am considering changing. I prefer to hold positions for t ...