PresentationJared David ShawMD & Senior Equity Research Analyst Great. Well, thanks, everybody. Good morning. Thanks for joining us for the first mid-cap bank fireside chat. We're pleased to have Webster Financial and John Ciulla, CEO. We hope this could be a little interactive as well. So we'll have a few questions for the audience that you can use your BlackBerry there to respond. And then also if you have any questions yourself, there will be an opportunity to raise your hand and ask questions. But maybe ...