Question-and-Answer SessionYes. Great. So I think we'll jump right into it. So maybe let's start with the mark-to-market. You released an update this morning with volumes and margins quarter-to-date. Can you maybe just talk about what you're seeing across your business and also the competitive landscape?David SpectorCEO & Chairman Yes. So I'm -- as indicated by our release this morning, we're very pleased with what we're seeing after the first 2 months of the quarter. In our correspondent space, we're seein ...