Question-and-Answer SessionMaybe the best place to start is going to get this asked a lot is since Robin came over, it's the second best-performing large-cap bank stocks since you joined, it's like the third or fourth best performing large cap bank stock. Just what do you think the market finally caught on to and just what do you attribute the success to?Dermot McDonoghSenior Executive VP & CFO Okay. So I guess, this time 3 years ago, I was in New York on a house hunting trip, so I'm there nearly 3 years no ...