Well, John, it's actually really complicated because mortgage rates did drop today to a three-year low ahead of the meeting, but they may head higher tomorrow. Willie Walker, CEO of Walker and Dunlop, said historically when the Fed cuts during a recession, it pulls down the 10-year Treasury yield. But when it isn't a recession, like now, it doesn't impact long-term rates, which mortgage rates follow.We're below where the market will be two to three weeks from now. And I don't try to predict where rates are ...