It’s time to sit back, relax and enjoy a little joe …Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance.Well… another busy week is behind us. So with that in mind, let’s get this party started!Reality is easy. It’s deception that’s the hard work.– Lauryn HillSometimes the point isn’t to make people believe a lie – it’s to make people fear the liar.– Anne ApplebaumCredits and DebitsCredit: Did you see this? Amer ...