Fair Isaac Corporation (NYSE:FICO) is one of the best American stocks to buy and hold for the next 3 years. On October 1, FICO announced the launch of the FICO Mortgage Direct License Program, which marked a major change in how FICO Scores are delivered and priced in the mortgage industry. This new program, announced from Bozeman, Mont., gives tri-merge resellers the option to directly calculate and distribute FICO Scores to their customers, thereby eliminating the need to rely on the three nationwide cred ...