As a reminder, our loan growth guide also reflects our expectations for consumer indirect loan balances to remain relatively flat year over year, with growth being driven by our commercial franchise. To that end, total commercial loans of about $3 billion reflect an increase of 1.6% from June 30, 2025, and 8.3% from September 30, 2024. Commercial business loans increased 2% during 2025, reflecting both new originations and increased line utilization, which may come down in the fourth quarter. Commercial mor ...