SmartAsset and Yahoo Finance LLC may earn commission or revenue through links in the content below. Converting a traditional IRA to a Roth IRA can help you minimize taxes in retirement. But executing the conversion strategically is key to maximizing the benefits. A recent Schwab retirement planning report recommends three tactics to reduce your Roth conversion tax bill: max out your current bracket, spread conversions over multiple years and start planning early for tax changes. Any or all can be effectiv ...