PresentationUnknown Analyst I am here with Zions Bancorp. For those of you who do not know them, they are an $89 billion asset bank headquartered in Salt Lake City. They are unique and that they operate several segments within their brand. It includes Zions Bank, Amegy, California Bank & Trust, National Bank of Arizona, Nevada State Bank and Vectra Bank Colorado and the Commerce Bank of Washington. Zions has an excellent profile, mid-teens ROTCE, attractive deposits with noninterest bearing at 24%, fee reve ...