I initiated coverage on PayPal Holdings, Inc. (NASDAQ: PYPL ) very early this year, and since then I have stayed bearish on the stock. As you can see in the rating history chart below, it seems that myI'm a full-time investor with a strong focus on the tech sector. I graduated with a Bachelor of Commerce Degree with Distinction, major in Finance. I'm also a proud lifetime member of the Beta Gamma Sigma International Business Honor Society. My core values are: Excellence, Integrity, Transparency, & Respect. ...