The desk of an investor in the stock market. Key Points Falling interest rates threaten net interest income, weakening earnings for financial stocks like Interactive Brokers, Raymond James, and MetLife. Technical indicators for all three stocks show bearish trends, with key moving averages breached or acting as resistance. Sector-specific headwinds—such as declining trading-related income, credit exposure, and pressure on insurers’ fixed-income portfolios—make these stocks vulnerable entering 2026. In ...