Nu Holdings Ltd. (NYSE:NU) showcases a strong financial position with a Return on Invested Capital (ROIC) of 14.58%, outperforming its Weighted Average Cost of Capital (WACC) of 11.56%.StoneCo Ltd. (STNE) leads in efficiency with an impressive ROIC of 38.53% against a WACC of 10.70%, indicating superior capital management.SoFi Technologies, Inc. (SOFI) and others show challenges in generating returns above their cost of capital, highlighting the competitive and varied landscape of digital banking platforms. ...