An updated edition of the Nov. 6, 2025 article.Financial technology, or fintech, is reshaping the global financial landscape by redefining how individuals, businesses and institutions access and manage money. By combining finance with digital innovation, fintech has made financial services faster, more inclusive and efficient.One of the most significant impacts of fintech is increased financial inclusion. Mobile banking apps, digital wallets and peer-to-peer payment platforms have enabled millions of unbank ...