Slowly but surely, 2025 is coming to an end for investors who should be happy with what markets have produced. The major stock indexes are all higher, although they struggled on Friday after closing at record levels on Thursday. Interest rates have moved slightly lower, partly due to the Federal Reserve's rate cut on Wednesday. The economy has withstood multiple challenges, especially from tariffs. There are some thorny issues that need to be dealt with, but, with one exception, they may not affect mar ...