Key Takeaways UNM expects 2025 premium growth of 3-6%, operating ROE of 21-23%, and EPS of about $8.50. Unum's Unum U.S. and Colonial Life see strong sales, new dental and vision lines, and risk results. UNM raised its dividend 10$500M-$1B range. Unum Group (UNM) shares are trading at a discount compared to the Zacks Accident and Health Insurance industry. Its forward price-to-book value of 1.2X is lower than the industry average of 1.75X, the Finance sector’s 4.28 ...