Why Middle-Class Retirees Still Worry Despite COLA Increases 31 minutes ago Retirees now know the Social Security COLA for next year is 2.8%. Payments reflecting the increase begin in January 2026, but the modest bump of $56 per month, on average, won't likely quell deeper concerns about the program among. Many retired workers fear that their actual costs are rising faster than the adjustment, while those still in the workforce grapple with larger fears that Social Security won't be there when they need it. ...