Xero ( XROLF ) pioneered the shift to cloud accounting with Cloud Accounting 1.0, where they shifted the General Ledger (GL) from a desktop application to the browser and cloud. This was both a technical change and a behavioral change, allowingLincoln C. Wood, PhD, is a seasoned investor with 20 years of experience. He is an Associate Professor of Supply Chain and Operations Management at the University of Otago and an Adjunct Research Fellow at Curtin University. His research focuses on decision-making, ri ...