What Falling Interest Rates Mean for KeyCorp's Net Interest Income
Key Takeaways KeyCorp's NII rebounded in the first nine months of 2025 after declines in 2023 and 2024.KEY expects 2025 NII to rise 22% y/y, aided by lower funding costs and asset repricing.Management sees NIM reaching 2.75-2.8% in 4Q25 and topping 3% by the end of 2026.KeyCorp (KEY) has been witnessing a volatile trend in its net interest income (NII) over the past few years. While the company’s NII increased in 2020, 2021 and 2022, the metric declined in 2023 and 2024. In the first nine months of 2025, NI ...