Live Oak Bancshares (LOB) Reports Q4 Earnings: What Key Metrics Have to Say

For the quarter ended December 2025, Live Oak Bancshares (LOB) reported revenue of $172.91 million, up 35% over the same period last year. EPS came in at$ 0.95, compared to $0.22 in the year-ago quarter.The reported revenue represents a surprise of +16.32% over the Zacks Consensus Estimate of$ 148.65 million. With the consensus EPS estimate being $0.56, the EPS surprise was +69.64%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to de ...