Bordelon said loans grew $38 million in the fourth quarter, a 6% annualized rate, as strong December originations outpaced “still elevated payoffs and paydowns.” He added that the loan pipeline is building and paydowns appear to be slowing, leading management to expect mid-single-digit loan growth in 2026.CFO David Kirkley said fourth quarter net income declined 8% from the prior quarter but increased 21% year over year. He attributed the linked-quarter decline primarily to higher provision expense tied to ...