Net interest income for the quarter totaled $12.7 million, up nearly 17$10.9 million in the fourth quarter of 2024. From the prior quarter, net interest income increased 3.1%. For the full year, net interest income rose to $48.4 million, up$8.5 million, or 21%, with management attributing the increase roughly evenly to a larger balance sheet and wider margins.For the full year, Klein said GAAP EPS was $2.19, which he described as the second-highest per-share earnings performance in the last 20 years ...