State Farm rating: 1.7 out of 5 stars State Farm partners with Trupanion to offer pet insurance. The company’s accident and illness plan can help pay for a variety of vet expenses, and you can purchase add-ons for extra coverage. It’s worth noting that Trupanion doesn’t offer a wellness plan, so you can’t get coverage for routine or preventative care. The average cost of State Farm pet insurance is significantly higher than most competitors we researched, and the insurer doesn’t offer any pet insurance di ...