San Jose, California-based PayPal Holdings, Inc. (PYPL) operates a technology platform that enables digital payments on behalf of merchants and consumers. Valued at $44.8 billion by market cap, the company offers online payment solutions worldwide. Shares of this fintech giant have notably underperformed the broader market over the past year. PYPL has declined 23.6% over this time frame, while the broader S&P 500 Index ($SPX) has rallied nearly 29.1%. In 2026, PYPL stock is down 15%, compared to the SPX’s ...