SoFi Technologies Inc. shares more than doubled last year in what was their best annual performance since the financial-technology company went public in 2021. But one analyst worries that momentum won’t carry into 2024. Keefe, Bruyette & Woods’ Mike Perito downgraded SoFi shares SOFI, -12.77% to underperform from market perform, warning of a “premium” valuation and potential pressure stemming from lower interest rates. He cut his price target to $6.50 from$7.50, with the new target implying 33% downside r ...